Calculate your freelance hourly rate to get a grasp on how much you should earn to keep the bank rolling!
This is your basic accommodation costs. Whether you are staying at a hostel or you have your place, add in the rental/mortgage/ per month cost.EUR
This is what you pay to your telco operator & GSM. Put in the 3 month average telco bill.EUR
This section covers the utility cost of a month: Your electricity, water, heating, etc. cost.EUR
Your monthly grocery shopping cost, plus those Uber Eats & Glovo orders :)EUR
Do you have Adobe Creative Cloud subscription, Shutterstock / iStock fees or Hosting costs? Put them in here. Every SaaS / Service you use to do your job should be included.EUR
Be it commuting costs, gas or if you travel in general, put in the monthly average here.EUR
Do you have a business loan or your monthly student debt payments? Any financial installment & payment other than a mortgage should be in here.EUR
Put in your average credit card payment. Don't be shy, we won't judge.EUR
Each and any kind of insurance cost should be here. Note that if you are paying your insurance annually, make sure to put in the monthly average, not the whole thing.EUR
Do you have an accountant or any SaaS / Software that does the job for you? Put down the monthly cost of those.EUR
Unions, CoCs or other regulatory / proffession-based communities might be costing you something. If you have any, make sure to write down the average monthly cost, as usual.EUR
What do you do when the sun goes down or when you have a night out? THAT is your leisure costs. Add your average monthly shopping costs on top of those and you have the number you are looking for.EUR
Trying to improve your skills by attending seminars, webinars or workshops? Those should be in here, again, in a monthly average format.EUR
This should be your country's income tax rate for your class, like sole proprietor, Autonoma, freelancer or whatever you are called by locally.%
This is a tricky topic. This is your profit margin, right? This is what you are aiming to save or wanna have as leftovers when your costs of living are deducted. Pick a sensible rate here as this will be your competitive power when compared to other freelancers, plus your income for the savings account.%
When you are working in a conventional job, a workday is defined by 8 hours (generally / generously speaking), but while you are on your own, not each hour is a working hour. You'll have your breaks, your lunches, your "me-time"... Thus, write down what you want to spend each week actively working.hours
Do you take Saturdays and Sundays off? Do you wanna spend time on a one-week camping trip in the Catskill mountains? Alright, that's your call. Just write down an average "off-day" for each month. These times will be calculated as your "not available" times for our calculation.days
Be it for mental health or your period leave, you may have a day or two each month where you are unable to work or focus. Write down a number of average days you may have each month.days
Unlike the part where we asked for your holidays, you may have business travels that may leave you "unable" to work. If that's the case, put down an average number of days each month.days
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Flat pricing when you get paid.